We need to know your medical history so that we can provide you with accurate quotes. Life insurance policies are priced and underwritten based on your health.

If an insurer determines that you are a ‘higher risk’, you’ll be asked to visit your GP for a health check and this information is then shared with the insurer.

Life insurance documentation is generated once a policy is sold. It is therefore not possible to generate paperwork for a policy that doesn’t exist yet.

Generally, your life insurance policy will not cost more through a broker. In some cases it may be cheaper due to our preferential rates with some insurers.

If you choose to put your life insurance policy into Trust you legally state receives your life insurance payout. Alternatively you can write a Will.

You cannot buy life insurance in somebody else’s name, unless you have Power of Attorney. Protect Line must speak to the applicant for data protection.