Pet Insurance

Protect your animal friends with affordable cover from £2.56 per month*

  • Compare 15+ insurance providers
  • Comparison process is quick and easy
  • Buy online or by phone
Dog and cat
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Lifetime icon
Lifetime Cover
Cover vet bills up to a certain amount for every year of your pet's life, so long as you renew each year
Per condition icon
Per Condition Cover
You'll be covered up to a maximum limit for each individual condition that needs treating
Annual limit icon
Annual/Term Limit Cover
Offers full cover for a period of 12 months starting from the day you make the first payment

What is Pet Insurance?

Pet Insurance provides financial protection against unexpected costs relating to your pet(s). Insurance claims can cover certain veterinary bills for accidents, illnesses and injuries.

Pet Insurance can also help cover financial costs if your pet is lost, stolen or if they die.

Third-party cover can protect you in case your pet harms someone else or their property.

Protect your pet today with this quick and easy Pet Insurance comparison service. You can have everything sorted for you within minutes.

Child with dog and kitten

What does Pet Insurance usually cover?

  • Sick dog icon

    Emergency surgery and treatment

  • Dead cat icon

    Death by accident or illness

  • Theft icon

    Support for missing or stolen pets

  • Dog icon

    Third party liability

  • Pet urn icon

    Euthanasia, cremation and burial

  • Kennel icon

    Pet boarding fees if you fall ill

The scope of coverage is dependent on the insurance provider you choose. Please carefully read insurance policy wording to understand what is covered and what is excluded in your Pet Insurance policy.

Types of Pet Insurance

Find Pet Insurance that’s right for you and your animal friends. It’s good to think about the breed, age and health of your pet – the younger your pet, the better deal you can get!

Cat icon
Cat Insurance
from £2.56 per month*
Cat Insurance Quote
Dog icon
Dog Insurance
from £2.56 per month**
Dog Insurance Quote

*Price per month for cover based on a cat, Rene, aged 4, no known medical conditions, neutered, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2023. The quote price you could achieve is dependent on your individual circumstances.

**Price per month for cover based on a dog, Holly, aged 2, no known medical conditions, upto-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2023. The quote price you could achieve is dependent on your individual circumstances.

You probably have some questions

Check out some of our most Frequently Asked Questions about Pet Insurance below

What details do I need to get a Pet Insurance quote?

You will need to provide your pet’s details, such as the name, gender, age and breed. You’ll be asked about your pet’s medical history, such as any known pre-existing conditions, vaccinations or whether they’ve been neutered. Your basic details will also be necessary.

What is not covered with Pet Insurance?

Routine treatments such as vaccinations, worming and flea treatments, nail clipping or grooming, neutering/spaying, and routine dental work are rarely covered. Pre-existing illness or injury will not be covered, nor will pregnancy or costs related to giving birth.

Should I pay monthly or annually?

It is important to note that pet insurance policies are annual, however you are often given the choice to pay monthly. If you pay monthly and make a claim before the annual period is up, you will be required to make the remaining payments (or these will be deducted from any monetary claim). Your pet insurance premium will be cheaper if you pay annually, so it can be a good idea to do this if you can afford it.

How can I get cheap Pet Insurance?

Using a comparison service, like this one, is one of the best ways to save money on your pet insurance policy. Although lifetime cover can be more expensive than annual policies, it can provide a more comprehensive cover than finding a new provider every year due to your pet’s advancing age and pre-existing conditions not being covered by new providers. Some pet insurance companies will provide cheaper quotes if your pet is castrated or spayed before you take out the policy, and some insurers will only offer quotes if your pet is up-to-date with the recommended vaccinations.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice.