Can I choose who gets my life insurance payout?

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Can I choose who gets my life insurance payout?

When you purchase life insurance with Protect Line you will be offered our complimentary Trust service. If you choose to put your life insurance policy into Trust you legally state who receives your life insurance payout. A Trust separates your life insurance policy from the rest of your Estate, meaning it could reach your loved ones faster and may not be subject to inheritance tax.

If you do not put your life insurance policy in Trust it will form part of your Estate. Writing a Will can be a legal way to inform how you would like your life insurance proceeds to be distributed and spent. Protect Line offers a discounted Will writing service, through our partner Farewill, which can be much cheaper than using a high-street lawyer firm.

If you do not put your life insurance either in Trust, or write a Will, your life insurance will be subject to intestacy rules and may be given to someone you do not want.

All help centre articles are designed to help give generic information to UK consumers. Protect Line operates on a non-advised basis, so no help centre article should be considered as advice or an indication of the terms and conditions of your policy. Insurers also update their terms and conditions from time to time and while Protect Line endeavours to keep all information up to date, there is a chance the information on these pages may become outdated. All information is correct at the time of publication. To ensure you fully understand the terms and conditions of your policy please read all your documents and contact us for clarification if there is something you do not understand.

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