Compare Life Insurance Quotes

Find life insurance that’s right for you with our life insurance comparison service. Simple.

As seen in 'Live to 100' with Dr. Hilary Jones

Others claim to be the best... but we actually are

Our customers rate us highly on these well-known review websites

4.5 star Google rating
5 star Trustpilot rating
5 star Smart Money People rating

Probably the most important thing you can do for your family today

What would happen if you died? How would your loved ones who depend on you and your income continue to pay the bills, debts and general living costs? How would their lives be impacted if you were no longer there to support them?

Life insurance can cost from as little as £5* per month and if the worst were to happen the money that is paid out could be put toward funeral costs, mortgage or rent payments, clearing your debts and helping with the day to day cost of running your family.

We know you want the best for your family and that is why we believe life insurance is one of the most important things you can do, so do it, TODAY!

*£5 per month based on a 30-year old non-smoker in perfect health with £100,000 of life cover over 20 years.

How much does life insurance cost?

When compared to the services and products we pay for in our everyday lives, life insurance is a bonafide bargain.

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Next-day delivery on millions of items
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Life Insurance
Protect Line logo
Starting from only £4.99 per month
Get started today

What can life insurance pay for?

If you died tomorrow, do you know how much money your loved ones would need to prevent falling into financial hardship?

Funeral Costs
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The average cost of dying1
Living Costs
Pacifier icon
Monthly cost of living2
Housing Costs
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Monthly cost of housing3
Transport Costs
Car icon
Average monthly transport costs4
Tuition Fees
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Average yearly tuition fees5
House Deposit
Home icon
Average 10% mortgage deposit6
Pay the Bills
Food icon
Household bills monthly cost7
Take a Holiday
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A ten day holiday for 4 people8
£300,000 Life Cover
Protect Line logo
For only £10 per month
Get a quote today

How much cover do you need?

How much Life Insurance cover you would need to protect your family can be a difficult question to answer. Our calculator can help you work out how much your family would need if the worst should happen.


How much is outstanding on your mortgage?

  1. 1Mortgage
  2. 2Debt
  3. 3Funeral
  4. 4Lump Sum
  5. 5Savings
  6. 6Result

How does it work?

We’ve made our process as quick and simple as we can. It goes like this:

Form icon

Fill out our quick form

It takes a couple of minutes

Phone icon

We’ll call you

To chat about the cover you need

Shield icon

You choose the cover

We set it up. That’s it!

Do I even need Life Insurance?

It depends… are any of the following applicable to you?

  • Just married, or getting married soon?
  • New parent?
  • Buying a home?
  • Anyone who relies on you financially? (Partner, children, family?)

If you answered yes to any of those, then you probably should arrange your life insurance, and the sooner the better!

Life insurance is generally cheaper when you’re younger, so the best time to take out life insurance is today!

Family illustration

Did you know?

There are 10.96 million households in the UK that have a mortgage, with an average outstanding mortgage of £131,724. But 42% of those with a mortgage do not have life insurance cover in place… Life insurance could be a way for you to ensure your loved ones still have a roof over their heads should the unexpected happen.

We work with some of the UK’s leading insurers

Talk to experts, not robots

When you speak to us, you’ll be speaking to a friendly protection specialist based in the UK

  • UK specialists calling from Bournemouth & London
  • You’ll only ever deal with Protect Line. We will NEVER sell your data
  • No pushy sales calls. Only hear the facts, not opinions
  • FCA Authorised and Regulated. ICO Registered
Arran Hillen

"The best part of my job is making a real difference; we protect hundreds of families every day so that in the worst-case scenario they still have financial protection for the future"

Scarlett headshot

"I love that I’m genuinely helping people. We’re focused on finding the right cover for the customer, not making a sale. I never feel bad after a call, because I know I’ve done right by them"

We're the UK's #1 Life Insurance Broker, as voted for by real customers

Providing first-class service is something we’re extremely proud of. We’re fortunate that our customers have recognised this and have voted for us in these excellent awards.

Insurance Choice Awards - Best Protection Insurance Broker
Insurance Choice Awards - Best Overall Insurance Broker
Insurance Choice Awards - Treating Customers Fairly Champion

You probably have some questions

Check out some of our Frequently Asked Questions below

Why do I need life insurance?

If you’ve ever lost someone close to you, you know how it feels. But when a family loses the breadwinner and everything they used to pay for, this can be even more painful on top of an already awful situation.

Life insurance is a way to make sure your family is financially protected should you pass away during the policy term, meaning that they can focus on the important things instead of worrying whether they can afford the mortgage, rent or bills.

You can also use life insurance as a way to leave money to loved ones – perhaps you want your kids to go to university or leave them an inheritance – life insurance can do that.

How much does life insurance cost?

Your life insurance could cost the same each month as a couple of take-away coffees. Usually a policy will have guaranteed fixed premiums throughout the policy term – our friendly team will fill you in on all the details during your chat.

It’s free to use our service to get your life insurance – if you decide to take out a policy with one of our providers, we’ll be paid a commission – there is no fee to you.

If you’ve already got cover or seen quotes elsewhere, let us know! We will always try to find you a competitive quote at a price to suit your needs.

Can I trust you and your insurance providers?

Definitely. Protect Line Ltd is authorised and regulated by the Financial Conduct Authority. Protect Line Ltd is entered on the Financial Services Register ( under reference 942467.

The insurers we use are all well-known names. In no particular order, these are: Legal & General, Vitality, Aviva, AIG, HSBC, LV, One Family, Scottish Widows, National Friendly, Holloway Friendly and Zurich. All policies are covered by FSCS protection, so your money is safe even if something was to happen to your insurer.

As well as being one of the largest life insurance brokerages in the UK, we’re also highly-rated on independent customer review website, Trustpilot, with tens of thousands of five-star reviews!

I'm worried life insurance doesn't pay out...

Its a common misconception that life insurance is some sort of scam or you won’t ever see the benefit of it. Whilst the latter is true – because you’ll no longer be here – you can have peace of mind now that your family and loved ones will not be left in financial trouble when you’re gone.

In 2019, over £5.7 billion was paid out on British protection policies with 98.3% of claims paid. That’s the equivalent of £15.8 million paid every day. (, May 2020).

The main reason a policy wouldn’t pay out is if you’ve not been 100% open and honest during the application. No judgements at all, we just want to make sure you and your family have peace of mind.

If your service is free, how do you make money?

When you choose to take out a life insurance policy with one of our providers, they pay us a commission. Our service is always fee-free.

I don't want to speak to someone - why can't I do this online?

Unlike car and home insurance, life insurance can sometimes get a little complicated when factoring in your health and lifestyle – that’s why it’s always better to speak to a real person than take your chances with a form online.

When you also consider that we’re dealing in massive sums of money, you want to make sure that everything is 100% correct and that, ultimately, your family are protected properly. That’s why all of our calls are recorded for training and monitoring purposes and to also help if a dispute arises in the future.

We also believe that speaking with a genuine person ensures that we fully understand your needs and requirements and what you want your policy to do for you and your family. This makes sure you have the right cover in place so you have peace of mind knowing everything is done and dusted.