About Protect Line

At Protect Line, weโ€™re here for one reason: to help families across the UK get the right life insurance cover in place for whatever life brings.  Weโ€™re on a mission to close the protection gap, so no family is left without support when they need it most.

Who we are

Founded in 2010, Protect Line is now one of the UKโ€™s leading fee-free life insurance brokers. 

Weโ€™re trusted by over 500,000 families, backed by more than 45,300 five-star reviews on Trustpilot (with a score of 4.9 out of 5), and proud to be recognised with multiple industry awards.

Internal data

Our team, over 250 strong across Bournemouth and London, is passionate about making life insurance simple, honest, and accessible for everyone. 

Our journey

We started with a clear vision: Reduce the protection gap and help more UK families get covered.

Over the years, our passion for people and protection has driven our growth, and in 2021 we became directly authorised by the Financial Conduct Authority (FCA). This gives us full control and oversight, ensuring we always meet the highest standards and put our customers first.  

What we offer

We specialise in Pure Protection Products, for example Life Insurance, Critical Illness Cover and Income Protection. 

Our service is always fee-free, impartial, and jargon-free so you can make confident decisions with honest, clear information. 

Meet Hugo the heart, our mascot

In September 2025, we welcomed Hugo the Heart to the Protect Line family. Hugo is more than just a mascot; heโ€™s the embodiment of โ€œThe Protect Line Wayโ€ and everything we stand for.  

Hugo represents our commitment to creating a trustworthy, friendly environment and making life insurance feel more human. His caring, approachable nature helps take the fear out of insurance conversations, bringing a little joy, encouragement, and empathy to every interaction. Hugoโ€™s hand-drawn charm and expressive gestures reflect the authenticity and warmth at the heart of our brand.  

Heโ€™s here to make life insurance more approachable, strengthen the emotional bonds with our customers, and reinforce our promise to support and protect what matters most, your family and your future.  

As our mascot, Hugo is a key part of our mission to create positive perceptions of life insurance and ensure every customer feels heard, valued, and supported.

Why choose Protect Line?

Award-winning service

Providing first-class service is something weโ€™re extremely proud of. Take a look at some of our past awards.   

500,000+ families protected

Weโ€™re proud to help so many families across the UK.

Friendly, real people

From your first call to the final paperwork, youโ€™ll have a dedicated specialist who keeps things simple, clear, and even puts a smile on your face. 

Choice from leading insurers

Life isnโ€™t one-size-fits-all, and neither is insurance. We compare options from a panel of the UKโ€™s most trusted providers to find your perfect fit. 

47,500+ five-star reviews on Trustpilot

Our customersโ€™ feedback is proof weโ€™re getting it right.

Fee-free, always

We never charge for our help. Weโ€™re paid commission by the insurer, so you can focus on what matters most.

No jargon, no confusion

Life insurance can seem complicated. Our job is to make it straightforward, explaining everything in a way that makes sense

Ethical and regulated

Weโ€™re directly authorised and regulated by the Financial Conduct Authority, and we regularly fundraise for charities close to our hearts. 


We work with some of the most trusted and loved insurers


We work with some of the most trusted and loved insurers

Our core values

Weโ€™re people talking to people, friendly, warm, and genuinely passionate about what we do. Our core values run through everything: honesty, trust, professionalism, and a commitment to doing the right thing, every time. Weโ€™re here to make a difference, not just to sell policies.  

Investing in Our People to Protect Yours 
 
We believe that by investing in our team, we deliver the outstanding service our customers deserve. Technology helps us work smarter and more efficiently, but we never lose sight of the human touch, because every family matters to us.   

Our purpose and values

Weโ€™re people talking to peopleโ€”friendly, warm, and genuinely passionate about what we do. Our core values guide everything at Protect Line: honesty, trust, professionalism, and always doing the right thing. And at the heart of our culture are four values we live by every day: Care, Collaborate, Dare, and Deliver. These arenโ€™t just wordsโ€”they shape how we work together as a team and how we support our customers.

Weโ€™re here to make a difference, not just to sell policies.

Investing in Our People to Protect Yoursย 
ย 
We believe that by investing in our team, we deliver the outstanding service our customers deserve. Technology helps us work smarter and more efficiently, but we never lose sight of the human touch,ย because every familyย matters to us.ย ย ย 

FAQs

Got questions? Here are some of the most common ones.

Can I trust you and your insurance providers?

Protect Line was founded in 2010 and has since grown into one of the UKโ€™s largest and leading life insurance brokerages, employing 250+ staff nationwide. Winning multiple consumer awards each year and receiving thousands of five star ratings on Trustpilot, Google and Smart Money People, Protect Line is a highly trusted company.

We are fully authorised and regulated by the Financial Conduct Authority, entered on the Financial Services Register (www.fca.org.uk/register) under reference 942467. We are also registered with the Information Commissionerโ€™s Office (ICO) to meet data protection standards and adhere to the Advertising Standards Authority (ASA) rules to ensure our advertising is always clear, fair and not misleading.

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Can you recommend the best life insurance?

Protect Line is a non-advised life insurance brokerโ€”we never recommend or advise on any specific policy. We simply present your options so you can decide.

Life insurance policies can seem complex, especially at first glance. There is so much to consider including the policy types, policy term, level of cover, illness cover or funeral benefits, monthly costs, and the life insurance company you trust to administer a payout.

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Do you have any job vacancies?

Protect Line is one of the largest life insurance brokers in the United Kingdom. We employ hundreds of people to ensure we can protect as many British families as possible and provide our valued customers with the best possible experience.

Interested in joining our team? Visit Protect Line Careers for the latest job vacancies and speak with our friendly recruitment team.

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Do I have to pay for your service or any calls?ย 

No, our service is completely fee-free. Youย wonโ€™tย be charged for any calls, quotes, or help from a Protect Line specialist.ย We will receive commission from the insurer, and this is reflected in your monthly premium amount you pay to your insurer, there are no extra or hidden charges from us.

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Protect Line is a free service. How does it make money?

Protect Line is a fee-free broker, which means we do not charge any upfront or separate charges for our brokerage service. At no point will you be billed for any service received or administration regarding setting up or managing your policy.

Our service is free for you because we are paid introducer fees by the insurance provider you choose.

As an independent broker we are not biased towards any one insurance provider. As a non-advised broker we are not allowed to recommend a particular insurer or product, only providing the facts. This means that any decision you make is purely yours and never influenced by how much money we may receive.

Protect Line receives an upfront commission for selling you a life insurance policy, but we are required to pay this back if you cancel your policy during a set timeframe. For this reason we are incentivised to ensure you are happy with your policy; it is not in our financial interest to pressure you into a product that you are not comfortable with.

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