Travel Insurance
Learn how travel insurance works and how it can help with medical costs, cancellations, delays and lost belongings.
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What is travel insurance?
Give yourself peace of mind that you and your belongings are protected if something unexpected happens while you are away from home.
Travel insurance is mainly there to help if you become seriously ill or injure yourself while abroad. Medical treatment and getting you home can be very expensive in other countries, so most policies include a high level of cover for medical costs and emergency transport.
Many travel insurance policies can also help if you have to cancel your holiday unexpectedly, covering things like flights and accommodation. They may also pay compensation if your flights are heavily delayed, or if your luggage, money or personal items are lost or stolen, depending on the cover you choose.
Ready to get a free quote and compare your travel insurance options?
Types of travel insurance
Find travel insurance that’s right for you and your trip. It’s good to think about how frequently you travel, where you’re going and what you’ll be doing while you’re abroad.
Single trip cover
Insures you for one holiday that lasts for a limited period of time.
Annual multi-trip cover
Insures you for 12 months from the policy start date. You can take several trips during this time.
What does travel insurance usually cover?
Medical expenses
Missed or delayed flights
Stolen or damaged possessions
Emergency repatriation
Lost or delayed luggage
Cancellation or curtailment
Personal liability
Hugo’s helpful notes:
The scope of coverage is dependent on the insurance provider you choose. Please carefully read insurance policy wording to understand what is covered and what is excluded in your travel insurance policy.
The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers which result in a policy being purchased.
Pre-existing medical conditions
If you have a pre-existing medical condition and one of our providers can cover it they will.
If you can’t get cover due to your pre-existing medical condition or you are not satisfied with the price you can seek cover from a specialist provider. You can find a specialist provider using the Money Helper directory which is backed by the UK government.
FAQs
Got questions about travel insurance? Here are some of the most common ones.
How can I get cheap travel insurance?
Cheap travel insurance usually means finding a good balance between price and the cover you need. You can keep costs down by comparing quotes from different insurers, such as the ones offered here. Make sure you are only purchasing the appropriate cover for your individual needs, such as not selecting annual cover if you are only planning one trip abroad in the next 12 months or selecting worldwide cover if only travelling within Europe.
Read moreWhat is not covered by travel insurance?
Each policy has its own rules and exclusions, so it is important to read the details. Common things that may not be covered include:
Travelling against medical advice or not telling the insurer about existing medical conditions
Trips to places the Foreign, Commonwealth & Development Office (FCDO) advises against
Incidents linked to alcohol or drug use
Some high-risk sports or activities, unless you add them on
Losing belongings because they were left unattended
Always check the policy wording, so you understand any limits, exclusions and excesses before you buy.
The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.
The information contained within this page is for editorial purposes only and not intended as financial advice
Read moreWhy do I need travel insurance?
Travel insurance helps protect you financially if things go wrong while you are away from home. Depending on the policy, it can help with the cost of emergency medical treatment, lost or stolen belongings, trip cancellations, delays and more. Without cover, you may need to pay these costs yourself, which can be very expensive, especially for medical care abroad.
The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.
The information contained within this page is for editorial purposes only and not intended as financial advice.
Read moreProtect Line is a free service. How does it make money?
Protect Line is a fee-free broker, which means we do not charge any upfront or separate charges for our brokerage service. At no point will you be billed for any service received or administration regarding setting up or managing your policy.
Our service is free for you because we are paid introducer fees by the insurance provider you choose.
As an independent broker we are not biased towards any one insurance provider. As a non-advised broker we are not allowed to recommend a particular insurer or product, only providing the facts. This means that any decision you make is purely yours and never influenced by how much money we may receive.
Protect Line receives an upfront commission for selling you a life insurance policy, but we are required to pay this back if you cancel your policy during a set timeframe. For this reason we are incentivised to ensure you are happy with your policy; it is not in our financial interest to pressure you into a product that you are not comfortable with.
Read moreWhy should I choose Protect Line?
We’re a non-advised broker specialising in life insurance, with a friendly team who listen and explain things clearly. We don’t push you to choose a certain insurer or product, just honest answers, clear quotes from our panel of top insurers, and help finding what’s right for you. You make your own decision on what’s best for you.
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