Level Term

Why life insurance?

When you’re busy with today, it can seem like there isn’t enough time to prepare for what might happen tomorrow; that’s why so many people don’t consider the benefits of taking out Life Insurance until they experience a loss themselves. Get all the facts today and make plans for the people you love in case they ever have to be without you.

Why level term?

Your cover will stay ‘level’, or the same, throughout the length of your policy. As a result, Level Term Insurance is more expensive than Mortgage Protection Insurance, but covers you for a constant amount over the length of the policy, and could be the right choice if you want to protect more than just your mortgage. With all policies, there are certain professions, hobbies, and lifestyle factors which your insurer will look at to determine how much of a ‘risk’ it might be to insure you. Visit our High-Risk Factors page to find out more.

What are the benefits?

You can make sure that the people who love and rely on you will be secure if ever something happens to you. What’s more, your family doesn’t need to be subjected to a hefty inheritance tax on the pay-out as we offer a free Trust arrangement service – allowing them access to the full insurance sum as soon as it is made available. Your premiums remain the same for the duration of your policy.

Are there any considerations?

Level Term might be more cover than your need. A Mortgage Protection policy with a decreasing sum might be more suitable. Policies can also be increasing in cover.

Level Term Life Insurance will not cover you for life so, if you don’t want to limit the period of time for which you’re covered, a Whole of Life policy might be worth looking into.

It couldn’t be simpler to call us today and get a no-obligations Level Term Insurance quote with Protect Line.

Typically protection plans have no cash in value and cover will cease at the end of term. If premiums are not maintained then cover will lapse.


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