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Help Centre»»Can I set up a life insurance policy for someone else?

Can I set up a life insurance policy for someone else?

We often get asked if people can take out life insurance in their parent’s name, or another close family member or friend. Unfortunately, it is not possible to take out life insurance on somebody else.
Protect Line requires customers speak to us on the phone, which is partly due to data protection and partly to prevent insurance fraud. We need to ensure the person we are selling life insurance to is the named applicant.
There are some instances where you can act on behalf of another person, such as when an applicant is unable to communicate with us directly due to a medical issue or disability, such as deaf or non-verbal customers. We can also speak to a representative if they have Power of Attorney or other legal powers to speak on someone else’s behalf. Documentation to support this would need to be seen by Protect Line before proceeding.

All help centre articles are designed to help give generic information to UK consumers. Protect Line operates on a non-advised basis, so no help centre article should be considered as advice or an indication of the terms and conditions of your policy. Insurers also update their terms and conditions from time to time and while Protect Line endeavours to keep all information up to date, there is a chance the information on these pages may become outdated. All information is correct at the time of publication. To ensure you fully understand the terms and conditions of your policy please read all your documents and contact us for clarification if there is something you do not understand.

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