Life insurance premiums need to be paid every month for the duration of the term. If you do not keep up the monthly premium payments, your policy will lapse and cover will cease.

Protect Line will endeavour to contact any customer who misses a premium payment whereby a cancellation request hasn’t been received. We do this because we understand that sometimes payments can get missed by accident, and most insurers offer a grace period in which you can reinstate your direct debit or catch up on your policy payments without losing cover.

If you are struggling to meet your monthly payments please contact Protect Line immediately. We want to help you keep your family protected, especially during times of financial uncertainty. It may be possible to reduce your monthly premiums (and cover amount) without having to reapply, or we can find you a new policy that works within your budget.