Life Insurance Explained

We know life insurance can be confusing sometimes… let’s clear it up for you

Do I need life insurance?

When considering if you need life insurance it is important to make sure you fully understand what is life insurance? Only then can you determine if it is something that…

What is life insurance?

Life insurance is sometimes referred to as life cover or life assurance and is a way to provide financial stability to your loved ones if you were to pass away….

Am I eligible for life insurance?

If you’re a UK resident aged between 18 and 85, you’re eligible for life insurance cover. A policy can extend past the age of 90, but this will depend on…

Life insurance is too complicated for me to understand

Let’s clear it up for you! Life insurance is actually quite simple – you pay a monthly premium and if you die during the policy term, your loved ones will…

Can I set up a life insurance policy for someone else?

For data protection, we do need to speak with the person you intend to set up the policy for. However, there are some instances where you can act on behalf…

Can I setup a life insurance policy if I have Power of Attorney?

Yes, you can. You’ll need to have the appropriate documents and be ready to email them over to us so we can verify that you are able to speak on…

Do I have to be employed to get a life insurance policy?

No, you do not. As long as you can make the monthly premium payments and by doing so it doesn’t put you in a financially difficult situation, you can still…

Does life insurance pay out if I have a stroke?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. This includes some forms of strokes. It’s always best to check your policy documentation…

Does life insurance pay out if I have a heart attack?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. Depending on the severity, this may include a heart attack or heart issues. It’s…

Does life insurance pay out if I’m really ill?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. Depending on the severity of the illness and whether it is terminal, this could…

Can’t find what you’re looking for?

If you still have questions or would like to speak with an adviser please get in touch.

Protect Line, making Life Insurance simple

Making Life Insurance Simple

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