Critical Illness Cover

Learn about the benefits of Critical Illness Cover and how it works

What is Critical Illness Cover?

Critical Illness Cover is a type of insurance plan that will pay out a lump sum on diagnosis of illness from a list defined by the insurer. For example, this…

What Critical Illness conditions are covered?

These will vary by insurer, so it’s always best to check that the insurer you choose will cover any illnesses you want to be protected for. Our life insurance agents…

Does life insurance pay out if I have a stroke?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. This includes some forms of strokes. It’s always best to check your policy documentation…

Does life insurance pay out if I have a heart attack?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. Depending on the severity, this may include a heart attack or heart issues. It’s…

Does life insurance pay out if I’m really ill?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. Depending on the severity of the illness and whether it is terminal, this could…

Can I add Critical Illness Cover?

Yes, you can add Critical Illness Cover to most applications. Critical Illness Cover is actually a separate product so when determining how much cover you need for life insurance and…

Does life insurance pay out if I get cancer?

Most life insurance policies have the option to pay out on diagnosis of a terminal illness. This includes some forms of cancer. It’s always best to check your policy documentation…

Are my children covered?

Some insurers will offer an extended variation of Critical Illness Cover that can cover children so that if anything serious happens you will receive a lump sum, however, these are…

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