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Protect Line was founded in 2010 and has since grown into one of the UK’s largest and leading life insurance brokerages, employing 250+ staff nationwide. Winning multiple consumer awards each year and receiving thousands of five star ratings on Trustpilot, Google and Smart Money People, Protect Line is a highly trusted company.

We are fully authorised and regulated by the Financial Conduct Authority, entered on the Financial Services Register (www.fca.org.uk/register) under reference 942467. We are also registered with the Information Commissioner’s Office (ICO) to meet data protection standards and adhere to the Advertising Standards Authority (ASA) rules to ensure our advertising is always clear, fair and not misleading.

Some insurers will allow for some changes under very specific circumstances as part of the Guaranteed Insurability Option (GIO). You will need to check your policy documents to see what is covered by this as it varies by insurer. If you need to make changes, you can always apply for a new policy if your needs change.

Protect Line is a non-advised life insurance broker—we never recommend or advise on any specific policy. We simply present your options so you can decide.

Life insurance policies can seem complex, especially at first glance. There is so much to consider including the policy types, policy term, level of cover, illness cover or funeral benefits, monthly costs, and the life insurance company you trust to administer a payout.

No. If you reach the end of your policy term and you’re still alive, there’s no payout. Level term life insurance is designed to pay out if you die during the policy term.

Life insurance policies are designed to only pay out on your death, however most life insurance policies will pay out early if you are diagnosed with a terminal illness where you have been given less than 12 months to live.

If you are looking for a policy that pays out if you get seriously ill you should consider Critical Illness Cover. This insurance will pay out on diagnosis of a wide variety of illnesses, including if you have a stroke, heart attack or get cancer of certain severity.

Yes, your family medical history can affect your life insurance application.

If you have any direct family members who were diagnosed with cancer or heart disease before the age of 60, this could indicate a hereditary trait and therefore you will be seen as a higher risk by many insurers.

It’s simple! Just fill out our quick online form and we’ll give you a call. We’ll explain your options in plain language, share quotes from our panel of top insurers, so you can choose the right cover for you. No jargon, no pressure.

It’s simple! Just fill out our quick online form and we’ll give you a call. We’ll explain your options in plain language, share quotes from our panel of top insurers, so you can choose the right cover for you. No jargon, no pressure.

It’s simple! Just fill out our quick online form and we’ll give you a call. We’ll explain your options in plain language, share quotes from our panel of top insurers, so you can choose the right cover for you. No jargon, no pressure.

It’s simple! Just fill out our quick online form and we’ll give you a call. We’ll explain your options in plain language, share quotes from our panel of top insurers, so you can choose the right cover for you. No jargon, no pressure.

It’s simple! Just fill out our quick online form and we’ll give you a call. We’ll explain your options in plain language, share quotes from our panel of top insurers, so you can choose the right cover for you. No jargon, no pressure.

When you have passed away, the Trustee will provide the insurer with the relevant documents to verify that the funds can be released. They will require the death certificate and a photographic ID which they will then match with their records. Once verified, the funds will be paid into the trust account within 7-10 working days.

Yes, you can take out a joint policy with a partner. Most joint policies pay out when the first person dies and then end. If you want the cover to continue for the survivor, speak to one of our specialists about your options.

No, our service is completely fee-free. You won’t be charged for any calls, quotes, or help from a Protect Line specialist. We will receive commission from the insurer, and this is reflected in your monthly premium amount you pay to your insurer, there are no extra or hidden charges from us.

Life insurance policies are designed to only pay out on your death, however most life insurance policies will pay out early if you are diagnosed with a terminal illness where you have been given less than 12 months to live.

Some strokes can cause extreme harm to health and can cause a coma, or lead to someone dying. Terminal Status Stroke can sometimes require palliative care, where death is expected within months. Depending on the severity of the stroke, a life insurance policy may payout under the terminal illness clause.

If a stroke is of a lesser severity a life insurance policy will not pay out whilst the policy holder is still alive, however death by stroke would be covered at any time, subject to the policy still being active at time of death.

If you are interested in protecting your finances in the case of having a stroke, you could also consider Critical Illness Cover. This will pay out on diagnosis of a wide variety of illnesses, including if you have a stroke.

Life insurance can start from as little as £5 a month. The exact price depends on things like your age, health, lifestyle, cover amount, and policy type. We’ll show you quotes from a range of insurers to help you find what fits your budget.

How long it takes for a Life Insurance payout to go through is dependent upon many different things and the individual circumstances of the policyholder. However the insurance provider can discuss timescales after you have started the claim process and they have all the necessary information.

Life insurance can start from as little as £5 a month. The exact price depends on things like your age, health, lifestyle, cover amount, and policy type. We’ll show you quotes from a range of insurers to help you find what fits your budget.

Life insurance can start from as little as £5 a month. The exact price depends on things like your age, health, lifestyle, cover amount, and policy type. We’ll show you quotes from a range of insurers to help you find what fits your budget.

Your life insurance could cost the same each month as a couple of take-away coffees. Usually a policy will have guaranteed fixed premiums throughout the policy term – our friendly team will fill you in on all the details during your chat.

It’s free to use our service to get your life insurance – if you decide to take out a policy with one of our providers, we’ll be paid a commission – there is no fee to you.

If you’ve already got cover or seen quotes elsewhere, let us know! We will always try to find you a competitive quote at a price to suit your needs.

Unlike car and home insurance, life insurance can sometimes get a little complicated when factoring in your health and lifestyle – that’s why it’s always better to speak to a real person than take your chances with a form online.

When you also consider that we’re dealing in massive sums of money, you want to make sure that everything is 100% correct and that, ultimately, your family are protected properly. That’s why all of our calls are recorded for training and monitoring purposes and to also help if a dispute arises in the future.

We also believe that speaking with a genuine person ensures that we fully understand your needs and requirements and what you want your policy to do for you and your family. This makes sure you have the right cover in place so you have peace of mind knowing everything is done and dusted.

Life insurance can start from as little as £5 a month. The exact price depends on things like your age, health, lifestyle, cover amount, and policy type. We’ll show you quotes from a range of insurers to help you find what fits your budget.

In 2019, over £5.7 billion was paid out on British protection policies with 98.3% of claims paid. That’s the equivalent of £15.8 million paid every day. (ABI.org.uk, May 2020).

It’s statistically very unlikely life insurance policies won’t pay out, especially if the policy was taken out with an FCA registered broker such as Protect Line. The main reason a policy wouldn’t pay out is if the policyholder has not been 100% open and honest during the application.

Paying annually is often cheaper overall, as some insurers add interest to monthly payments and some insurers charge more interest than others. If you pay monthly and make a claim before the annual period is up, you will be required to make the remaining payments (or these will be deducted from any monetary claim).

Paying monthly can help spread the cost if a single payment is harder to manage.

It’s important to look at the total amount you’ll pay over the year and pick the option that fits your budget.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice.

We’re going to be calling you shortly to get you your free quote! Unlike car and home insurance, life insurance can sometimes get a little complicated when factoring in your health and lifestyle – that’s why it’s always better to speak to a real person than take your chances with a form online.

When you also consider that we’re dealing in massive sums of money, you want to make sure that everything is 100% correct and that, ultimately, your family are protected properly. That’s why all of our calls are recorded for training and monitoring purposes and to also help if a dispute arises in the future.

We also believe that speaking with a genuine person ensures that we fully understand your needs, requirements and what you want your policy to do for you and your family. This makes sure you have the right cover in place so you have peace of mind knowing everything is done and dusted.

Your monthly cost depends on your age, health, lifestyle, how much cover you want, and how long you want it for. Smoking, certain jobs, and some hobbies can also make a difference. We’ll talk it through and show you your options so you can make an informed decision.

Your monthly cost depends on your age, health, lifestyle, how much cover you want, and how long you want it for. Smoking, certain jobs, and some hobbies can also make a difference. We’ll talk it through and show you your options so you can make an informed decision.

Protect Line was founded in 2010 and has since grown into one of the UK’s largest and leading life insurance brokerages, employing 250+ staff nationwide. Winning multiple consumer awards each year and receiving thousands of five star ratings on Trustpilot, Google and Smart Money People, Protect Line is a highly trusted company.

We are fully authorised and regulated by the Financial Conduct Authority, entered on the Financial Services Register (www.fca.org.uk/register) under reference 942467. We are also registered with the Information Commissioner’s Office (ICO) to meet data protection standards and adhere to the Advertising Standards Authority (ASA) rules to ensure our advertising is always clear, fair and not misleading.

No, our service is completely fee-free. You won’t be charged for any calls, quotes, or help from a Protect Line specialist. We will receive commission from the insurer, and this is reflected in your monthly premium amount you pay to your insurer, there are no extra or hidden charges from us.

Protect Line is one of the largest life insurance brokers in the United Kingdom. As such as we employ hundreds of people to ensure we can protect as many British families as possible and provide our valued customers with the best possible experience.

Interested in joining our team? Visit Protect Line Careers for the latest job vacancies and speak with our friendly recruitment team.

Protect Line is a non-advised life insurance broker—we never recommend or advise on any specific policy. We simply present your options so you can decide.

Life insurance policies can seem complex, especially at first glance. There is so much to consider including the policy types, policy term, level of cover, illness cover or funeral benefits, monthly costs, and the life insurance company you trust to administer a payout.

Unlike car and home insurance, life insurance can sometimes get a little complicated when factoring in your health and lifestyle – that’s why it’s always better to speak to a real person than take your chances with a form online.

When you also consider that we’re dealing in massive sums of money, you want to make sure that everything is 100% correct and that, ultimately, your family are protected properly. That’s why all of our calls are recorded for training and monitoring purposes and to also help if a dispute arises in the future.

We also believe that speaking with a genuine person ensures that we fully understand your needs and requirements and what you want your policy to do for you and your family. This makes sure you have the right cover in place so you have peace of mind knowing everything is done and dusted.

Firstly, we apologise if our attempts to contact you have been a frustration – we’ve made it our mission to get families protected and know how important peace of mind is to our customers.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

We’re very strict with how your data is handled and processed.

Protect Line is a fee-free broker, which means we do not charge any upfront or separate charges for our brokerage service. At no point will you be billed for any service received or administration regarding setting up or managing your policy.

Our service is free for you because we are paid introducer fees by the insurance provider you choose.

As an independent broker we are not biased towards any one insurance provider. As a non-advised broker we are not allowed to recommend a particular insurer or product, only providing the facts. This means that any decision you make is purely yours and never influenced by how much money we may receive.

Protect Line receives an upfront commission for selling you a life insurance policy, but we are required to pay this back if you cancel your policy during a set timeframe. For this reason we are incentivised to ensure you are happy with your policy; it is not in our financial interest to pressure you into a product that you are not comfortable with.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

If you decide you don’t want the calls, you can answer a call and inform one of our team who will make sure your number won’t be called again unless you request another quote in the future.

Another option is to use our Opt Out Form and request for us to stop contacting you.

We’re a non-advised broker specialising in life insurance, with a friendly team who listen and explain things clearly. We don’t push you to choose a certain insurer or product, just honest answers, clear quotes from our panel of top insurers, and help finding what’s right for you. You make your own decision on what’s best for you.

A price comparison system can help you:

See quotes from several insurers in one place

Compare prices and levels of cover side by side

Save time instead of calling each insurer yourself

It is still important to check the details of any policy before you buy, so you understand what is and is not covered.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice.

A non-advised broker can show you quotes from a panel of top insurers, not just one. That means more choice and a better chance of finding cover that fits your needs and budget. Plus, we make it easy to compare options and support you every step of the way.

No, Protect Line is an FCA regulated non-advisory service, which means we won’t give our opinions or advice on your cover or push you in a certain direction. Instead, you’ll only be given honest & impartial information – in plain English – so you can make the important decisions yourself. It’s always your choice which quotes you accept or decline.

How long it takes for a Life Insurance payout to go through is dependent upon many different things and the individual circumstances of the policyholder. However the insurance provider can discuss timescales after you have started the claim process and they have all the necessary information.

In 2019, over £5.7 billion was paid out on British protection policies with 98.3% of claims paid. That’s the equivalent of £15.8 million paid every day. (ABI.org.uk, May 2020).

It’s statistically very unlikely life insurance policies won’t pay out, especially if the policy was taken out with an FCA registered broker such as Protect Line. The main reason a policy wouldn’t pay out is if the policyholder has not been 100% open and honest during the application.

If you’re making a claim for a life insurance pay out, you should contact the insurer as soon as possible after the death of the policyholder. You will need to supply all the necessary evidence, information and documentation to support your claim.

When you have passed away, the Trustee will provide the insurer with the relevant documents to verify that the funds can be released. They will require the death certificate and a photographic ID which they will then match with their records. Once verified, the funds will be paid into the trust account within 7-10 working days.

If you die without a Will, the law decides who gets your money, property and belongings under the “rules of intestacy”. This might not match what you would have chosen yourself, and it can make things more complicated and stressful for your family. Having a Will in place helps make your wishes clear and can make things easier for the people you leave behind.

If you were to pass away before putting your policy into Trust, it would fall into your estate and would go through probate. Depending on the value of all of your assets together, it could be taxed through inheritance tax.

The money is held by the Trust account until they’re old enough to obtain the money themselves. You usually can’t stipulate exactly when that may be on the Trust form, depending on the Trust so you may have to discuss it with your Trustee. You could also set up a will to stipulate when they would receive the money, which works in tandem with the Trust.

It’s very rare for a UK life insurer to fail. The providers on Protect Line’s panel are financially strong and closely monitored by regulators.

Once an insurance firm becomes insolvent, as a policy holder you usually find out from the insolvency practitioner (IP) who has been appointed to sort out the insurers financial affairs. There are two potential outcomes for your policy – The policies will be replaced by a new insurer, so you would have uninterrupted cover. Or you may receive a refund based on the cost of your insurance premiums.  In the unlikely event that your insurer becomes insolvent you will get updates from the appointed insolvency practitioner.

The life insurance payout would automatically go to the Trustee’s next of kin unless there was more than one Trustee. It is then their responsibility to arrange the life insurance payout to the beneficiaries.

Yes, you can have more than one Trustee if you would like. They will work together to oversee the trust.

Yes, you can include your funeral wishes in your Will, such as whether you would prefer to be buried or cremated, and any special requests you may have. These wishes are usually not legally binding, but they give helpful guidance to your family and can make decisions easier at a difficult time.

Yes, you can usually put your policy in trust. This can help make sure the payout goes straight to your loved ones and may reduce inheritance tax. Speak to one of our specialists for more details. If you require specialist Inheritance tax guidance, we would direct you to speak to an independent financial advisor.

Yes, you can update your Will if your circumstances or wishes change, for example after a marriage, divorce, new relationship, birth of a child or major change in your finances. You can usually do this by making a new Will or using a legal document called a codicil. It is a good idea to review your Will regularly to check it still reflects what you want.

The Trust service is complementary and provided completely free of charge by Protect Line.

The Trust is different to a will as writing your life policy into a trust is designed to prevent your life policy forming part of your estate. If the life insurance payout was part of your estate, it can take a lot longer to be paid to the Beneficiary and could also be subject to inheritance tax.

No, a Will and a life insurance trust are not the same thing.

A Will sets out what you want to happen to your estate when you die.

A life insurance trust is a way of arranging your life insurance so that any payout is usually paid into a trust and managed by your chosen trustees for the people you want to benefit.

You can have both, and they can work alongside each other as part of your wider planning.

No. You may want to sort out you sort out the Trust as soon as possible though, just in case something happens sooner rather than later.

If your finances are straightforward, an online Will service may be suitable. If you have more complex assets, for example multiple properties, business interests or overseas assets, you may need extra help. In those cases, it can be sensible to speak to a legal professional who specialises in Wills and estate planning to make sure everything is set up properly.

It depends on the insurer. Some insurers allow Trustees to live outside of the UK, however the majority of insurers require the trustee to live in the UK and hold a UK bank account. Legal & General are the only insurer we work with that accept Trustees who live outside of the UK, as long as they hold a UK bank account.

The Trust is a legal document between yourself and the insurer naming who you’d like the money to go to. It could pay to your loved ones outside of probate and could avoid inheritance tax.

You can leave many different types of gifts in your Will, including:

Specific items (for example jewellery, a car or personal belongings)

Sums of money

A share or all of your remaining estate after other gifts and costs

Some people also choose to leave gifts to charities or causes that matter to them. A Will lets you set this out clearly so the right people and organisations benefit.

A Will allows you to specify individual possessions or specific amounts of money which you would like to gift to those you care about. The most important thing is that you describe any gifts clearly and state exactly who will inherit the gifts, so that there is no chance of confusion. The Farewill Will writing service includes human checks to ensure your wishes are clear.

If you die without a Will, the law decides who gets your money, property and belongings under the “rules of intestacy”. This might not match what you would have chosen yourself, and it can make things more complicated and stressful for your family. Having a Will in place helps make your wishes clear and can make things easier for the people you leave behind.

If you were to pass away before putting your policy into Trust, it would fall into your estate and would go through probate. Depending on the value of all of your assets together, it could be taxed through inheritance tax.

The money is held by the Trust account until they’re old enough to obtain the money themselves. You usually can’t stipulate exactly when that may be on the Trust form, depending on the Trust so you may have to discuss it with your Trustee. You could also set up a will to stipulate when they would receive the money, which works in tandem with the Trust.

The life insurance payout would automatically go to the Trustee’s next of kin unless there was more than one Trustee. It is then their responsibility to arrange the life insurance payout to the beneficiaries.

A Trust is a legal arrangement to manage and move your assets, such as your life insurance policy, to your chosen beneficiaries, via one or more trustees.

There are different types of Trust, each with different nuances, but ultimately they all aim to do the same thing. Setting up a Trust is not required when taking out life insurance, however there are many benefits of doing this.

The Trustee is the person who will go to the insurer and make the claim and mainly oversees the Trust. The Beneficiaries are the ones that will benefit from the policy. It’s the Trustee’s duty to honour the Trust and distribute the funds in accordance with what is set out in the trust, taking into account the settlors (your) wishes. You should bear in mind that there are different trust types, some that give a lot of flexibility for trustees to oversee the trust as they see fit.

Your witness cannot be related to or live at the same address as anyone named on the Trust form. They do not have to be a professional to sign the form (doctor, teacher, lawyer, etc). You could ask a friend or neighbour to be witnesses.

In most cases, you need two independent adult witnesses to watch you sign your Will and then sign it themselves. They should not be people who are benefiting from the Will or married to / in a civil partnership with someone who is. This helps make sure your Will is valid and reduces the risk of problems later.

Life insurance policies are designed to only pay out on your death, however most life insurance policies will pay out early if you are diagnosed with a terminal illness where you have been given less than 12 months to live.

Some strokes can cause extreme harm to health and can cause a coma, or lead to someone dying. Terminal Status Stroke can sometimes require palliative care, where death is expected within months. Depending on the severity of the stroke, a life insurance policy may payout under the terminal illness clause.

If a stroke is of a lesser severity a life insurance policy will not pay out whilst the policy holder is still alive, however death by stroke would be covered at any time, subject to the policy still being active at time of death.

If you are interested in protecting your finances in the case of having a stroke, you could also consider Critical Illness Cover. This will pay out on diagnosis of a wide variety of illnesses, including if you have a stroke.

Life insurance policies are designed to only pay out on your death, however most life insurance policies will pay out early if you are diagnosed with a terminal illness where you have been given less than 12 months to live.

If you are looking for a policy that pays out if you get seriously ill you should consider Critical Illness Cover. This insurance will pay out on diagnosis of a wide variety of illnesses, including if you have a stroke, heart attack or get cancer of certain severity.

Yes, your family medical history can affect your life insurance application.

If you have any direct family members who were diagnosed with cancer or heart disease before the age of 60, this could indicate a hereditary trait and therefore you will be seen as a higher risk by many insurers.

A pre-existing condition is any kind of medical condition, health issue or injury you’ve experienced prior to your policy. Anything you’ve suffered in the past, anything you’ve had symptoms of, been tested for, received medication, treatment or surgery for, or are expecting to receive in the future. This could be illnesses or ailments such as asthma, diabetes, epilepsy, cancer, stroke, etc. Or more one-off and infrequent issues such as back pain, a sport injury, or even a problem you’ve simply gone to talk to your GP about. These do not need to have been officially diagnosed to be considered pre-existing conditions by certain insurers.

Protect Line will have sent you an email or text message with a link to claim to claim your gift voucher. Simply provide us with your name and email address.

Upon submitting a successful claim, we will send your gift voucher(s) to the email address of your policy within the next 5 working days.

You will receive your gift voucher from our online voucher supplier. Please note the email will either come from ‘Lifestyle’ or ‘Motivates’, not Protect Line. Depending on your email settings, the voucher might end up in your spam or junk file, so please check there as well!

If you haven’t received your gift voucher within 5 working days please submit a new claim.

Your Lifestyle Gift Vouchers can be spent on more than 120 of the UK’s best-loved retail, cinema, holiday, dining and pub brands such as ASOS, Airbnb, Ticketmaster, Currys, Apple and many more!

Visit the Lifestyle website for the full list of retailers where the voucher can be used.

Gift vouchers must be claimed from Protect Line within 3 months of becoming eligible. Once your gift voucher has been issued, your voucher is valid 18 months from issue date. The exact expiry date will be advised upon successful activation. You must use the voucher before this expiry date or it will no longer be valid.

Full Terms and conditions can be found here.

Protect Line uses a company called ‘Motivates’ to administer our ‘Lifestyle’ Gift Vouchers.

Lifestyle Gift Vouchers are multi-store gift vouchers that can be spent on more than 120 of the UK’s best-loved retail, cinema, holiday, dining and pub brands.

You may be able to lower the cost of your car insurance by:

• Comparing quotes from more than one insurerChoosing a car in a lower insurance group
• Parking somewhere safer, such as a garage or driveway if you have one
• Considering a higher voluntary excess, if you can afford it
• Building up a no-claims history
• Time your renewal correctly

Price is important but always check that the cover still suits your needs.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice.

Cheap travel insurance usually means finding a good balance between price and the cover you need. You can keep costs down by comparing quotes from different insurers, such as the ones offered here. Make sure you are only purchasing the appropriate cover for your individual needs, such as not selecting annual cover if you are only planning one trip abroad in the next 12 months or selecting worldwide cover if only travelling within Europe.

You may be able to lower the cost of your home insurance by:

Comparing quotes from different insurers, not just sticking with your current one

Considering a higher excess, if you can afford it

Fitting insurer approved locks, alarms or other security measures

Building up a no-claims history if you can

Cheapest is not always best, so make sure the cover still suits your needs.

Each policy has its own rules and exclusions, so it is important to read the details. Common things that may not be covered include:

Travelling against medical advice or not telling the insurer about existing medical conditions

Trips to places the Foreign, Commonwealth & Development Office (FCDO) advises against

Incidents linked to alcohol or drug use

Some high-risk sports or activities, unless you add them on

Losing belongings because they were left unattended

Always check the policy wording, so you understand any limits, exclusions and excesses before you buy.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice

Travel insurance helps protect you financially if things go wrong while you are away from home. Depending on the policy, it can help with the cost of emergency medical treatment, lost or stolen belongings, trip cancellations, delays and more. Without cover, you may need to pay these costs yourself, which can be very expensive, especially for medical care abroad.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice.

You’ll need a few key details to get a car insurance quote.

Start with the car: either the registration number, or the make and model. You do not have to own the car yet, so you can get quotes for a vehicle you plan to buy.

You’ll also be asked about your driving history, such as how long you’ve been driving and any past accidents, speeding fines or convictions.

If you want to use a no-claims bonus, you’ll usually need to provide proof after you accept a quote. Your current insurer should be able to send this to you. Alongside standard personal details, you’ll be asked how you plan to use the car and your estimated annual mileage. Insurers may ask a few extra questions to make sure the quote is as accurate as possible.

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.

The information contained within this page is for editorial purposes only and not intended as financial advice.