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Help Centre»»Can I have more than one life insurance policy?

Can I have more than one life insurance policy?

Yes, you can have as many policies as you want, as long as you are able to meet the monthly premium payments. Multiple life insurance policies can help ensure you have sufficient cover during all stages of your life. If you pass away your loved ones can claim on all your active life insurance policies.

However, if you take out several life insurance policies or request over a certain amount, some insurance providers may ask your reasoning and request evidence that your policies are suitable for your circumstances. An insurance provider may also request evidence to show you are able to meet the monthly premium payments for multiple policies.

There are many things to consider when deciding if you need, or if it makes financial sense, to buy multiple life insurance policies. Read our article for more in-depth information on multiple life insurance policies.

All help centre articles are designed to help give generic information to UK consumers. Protect Line operates on a non-advised basis, so no help centre article should be considered as advice or an indication of the terms and conditions of your policy. Insurers also update their terms and conditions from time to time and while Protect Line endeavours to keep all information up to date, there is a chance the information on these pages may become outdated. All information is correct at the time of publication. To ensure you fully understand the terms and conditions of your policy please read all your documents and contact us for clarification if there is something you do not understand.

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