Home insurance may be worth considering if: 

  • You own your home and want to protect the building, your belongings, or both 
  • You have a mortgage and your lender expects buildings cover. Itโ€™s not a legal requirement, but your mortgage lender may insist that you have buildings insurance in place when the house is yours.   
  • You rent and want to protect your own contents, such as furniture, clothes and gadgets 

You do not have to take home insurance by law, but it can help if something goes wrong, such as fire, theft or certain types of damage. 

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.  

The information contained within this page is for editorial purposes only and not intended as financial advice.