The cost of home insurance depends on things like: 

  • Where you live and local crime or flood risk 
  • The type of property you have and how it is built 
  • The value of your belongings and how much cover you choose 
  • Security at your home (for example, locks and alarms) 
  • Your claims history and any previous incidents 

Insurers use this information to work out how likely you are to claim and what your premium should be. 

The insurance comparison service here is being provided by Seopa Ltd, who are regulated and authorised by the Financial Conduct Authority (FCA FRN 313860). Protect Line Ltd will receive a commission for introductions made to insurers, which result in a policy being purchased.  

The information contained within this page is for editorial purposes only and not intended as financial advice.