I heard life insurance doesn’t pay out…

That’s a common misconception and something that simply isn’t true. In fact, 99.6% of life insurance claims were paid out in 2017 (Telegraph, 2018)

The only reason a policy wouldn’t payout is if you don’t disclose relevant information when going through your application.

It’s really important to be clear with any medical history/conditions that could otherwise hold up or even prevent your policy from paying out.

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