FAQs

Does getting life insurance affect my credit score?

No, life insurance does not impact your credit score and won’t show on your credit report or in your credit history.

Life insurance isn’t like car or home insurance where monthly payments are essentially a method of ‘borrowing’ the full amount from the insurer.

You’re not borrowing any funds with a life insurance policy, so therefore, it has no effect on your credit score.

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If you still have questions or would like to speak with an adviser please get in touch.

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