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What if I stop paying my life insurance premiums?

Usually, most insurers offer a grace period if you’ve missed a payment by accident. However, if you don’t keep up the monthly premium payments, your policy will lapse and cover will cease.

If you’re struggling to meet the monthly payments, please Contact Us

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Coronavirus update

A message of support from our owners David & Jo Brewer.

COVID-19: INSURER STATEMENTS

As concerns over the impact of coronavirus on insurance grow, we have approached each insurer in order to understand what their current stance is with regard to underwriting and claims....

What is life insurance?

Life insurance is sometimes referred to as life cover or life assurance and is a way to provide financial stability to your loved ones if you were to pass away....

Do I need life insurance?

When considering if you need life insurance it is important to make sure you fully understand what is life insurance? Only then can you determine if it is something that...

How much life insurance do I need?

When thinking about how much cover you need, you might want to factor in things like your mortgage or rent, bills, debts and funeral costs. You may also want to...

Who can receive my life insurance payout?

You have the option to choose beneficiaries when you get a life insurance policy through us. When you set up a policy, you have the option to place your policy...

How much does life insurance cost?

Life insurance costs as little or as much as you want it to. The cost is determined by factors like: How much cover do you need? How long do you...

Why do you need to speak to me on the phone?

Life insurance is a fairly simple thing, however, it can become complicated when factoring in your health and lifestyle. That’s why we believe it’s always better to speak with a...

I’m a smoker – will this affect my life insurance?

Yes – being a smoker indicates a higher risk to insurers as you’re more likely to develop illnesses like cancer. You’re still technically classed as a smoker if you use...

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