Applying for Life Insurance

Everything you need to know about our application journey

Why do you need to speak to me on the phone?

Life insurance is a fairly simple thing, however, it can become complicated when factoring in your health and lifestyle. That’s why we believe it’s always better to speak with a…

I don’t have a job, can I still get life insurance?

Yes, as long as you can make the monthly premium payments and by doing so it doesn’t put you in a financially difficult situation, you can still take out a…

I’m on benefits, can I still get life insurance?

Yes, as long as you can make the monthly premium payments and by doing so it doesn’t put you in a financially difficult situation, you can still take out a…

Will my family have to pay tax on the life insurance pay out?

We offer a free Trusts service so that your life insurance payout is separate from your estate and therefore will not be subjected to inheritance tax. Once your policy is…

Am I eligible for life insurance?

If you’re a UK resident aged between 18 and 85, you’re eligible for life insurance cover. A policy can extend past the age of 90, but this will depend on…

Life insurance is too complicated for me to understand

Let’s clear it up for you! Life insurance is actually quite simple – you pay a monthly premium and if you die during the policy term, your loved ones will…

Do I have to be employed to get a life insurance policy?

No, you do not. As long as you can make the monthly premium payments and by doing so it doesn’t put you in a financially difficult situation, you can still…

How much life insurance do I need?

When thinking about how much cover you need, you might want to factor in things like your mortgage or rent, bills, debts and funeral costs. You may also want to…

Why can’t you recommend the best life insurance for me?

We’re a non-advised life insurance brokerage; this means that we will give you all the facts and it’s up to you to pick the right cover. We think this is…

Will you send me my paperwork?

Yes – once your policy has been created we will send out your paperwork. This can take up to 14 days, so if you haven’t received it after then please…

Can’t find what you’re looking for?

If you still have questions or would like to speak with an adviser please get in touch.

Protect Line, making Life Insurance simple

Making Life Insurance Simple

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