Applying for Life Insurance

I’m a smoker – will this affect my life insurance?

Yes – being a smoker indicates a higher risk to insurers as you’re more likely to develop illnesses like cancer.

You’re still technically classed as a smoker if you use nicotine-replacement products or vape. After 12 months you’re no longer classified as a smoker, though.

Can’t find what you’re looking for?

If you still have questions or would like to speak with an adviser please get in touch.

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