"We recently moved home and noticed that our previous life insurance wouldn't have covered our new mortgage, so we took out a policy that pays off the mortgage and provides an additional £100,000 for my family if I die. This would pay for my daughter's university tuition and deposit on a house and something for the wedding if I'm not around in the future. My wife got protected too so we're both covered, no matter what happens"

"I just bought my first property with my fiancé and the bank told me I'd need life insurance. After speaking on the phone and giving it some extra thought I also took out some extra cover to help my future wife as I'm the main earner. She would now be able to afford to stay in our new home and pay off some of our debts that we've built up while renovating. We're a busy couple but glad we found time to get protection in place"

"I never really thought about life insurance until a Mum from my son's school got cancer and it turned her life upside down. It really scared me and I suddenly realised I hadn't considered what would happen to my son if I got sick and died. I thought life insurance was confusing but actually it was fine once I spoke to the consultant and she talked me through it all. She explained all of the types of cover and options available to me so that I could make the best decision for me and my son"

"I needed some insurance to cover my two boys in case I'm not around. I got life insurance that pays out to a guardian so that they could afford to care for my children. Once they turn 18 they will receive a lump sum to help with education or a property and this was set up via a trust, for free. I had a health scare recently when a close friend of mine died suddenly so I'm really glad to have got something in place, just in case. The thought of my boys growing up without their Dad scares me, but knowing money won't be a problem helps"

"Protecting my two daughters and our home was so important for me. I know my other half would look after them if I died, but I needed to get some life insurance in place so I could still make a difference to their lives when I'm gone. It was keeping me up at night to be honest... I don't know why I didn't do it sooner. I was on the phone for 45 minutes and it was set up there and then. Sleep like a baby ever since!"

"We just got married and I'm pregnant, so thought it was a good time to change my life insurance policy. Up until now I had decreasing life insurance just to cover the mortgage but with a baby on the way I wanted to protect my family further. To be honest I thought it would be much more expensive than it actually was, and peace of mind is worth every penny. If there's one thing you can do to protect your loved ones, it's to get life insurance in place asap!"