{"id":1365,"date":"2025-11-05T12:01:06","date_gmt":"2025-11-05T12:01:06","guid":{"rendered":"https:\/\/www.protectline.co.uk\/blog\/?p=1365"},"modified":"2025-11-05T12:02:46","modified_gmt":"2025-11-05T12:02:46","slug":"how-the-cost-of-living-is-affecting-you-and-your-family","status":"publish","type":"post","link":"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/","title":{"rendered":"How the cost of living is affecting you and your family"},"content":{"rendered":"<p><span class=\"TextRun SCXW13758097 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW13758097 BCX0\">In the UK, the cost of living has been rising since 2021, though it has decreased since 2023 it is back on the rise again at a slower rate in 2025. Many households are feeling the pressure and are considering cutting back on expenses like life insurance. But\u00a0<\/span><span class=\"NormalTextRun SCXW13758097 BCX0\">here\u2019s<\/span><span class=\"NormalTextRun SCXW13758097 BCX0\">\u00a0why that might not be the best choice.<\/span><\/span><span class=\"EOP SCXW13758097 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><span class=\"SCXW24785041 BCX0\"><span class=\"WACImageContainer NoPadding BlobObject SCXW24785041 BCX0\" role=\"presentation\"><span class=\"WACImage SCXW24785041 BCX0\">\u200b<\/span><\/span><\/span><img loading=\"lazy\" class=\" wp-image-1370 aligncenter\" src=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-115425-300x147.png\" alt=\"\" width=\"861\" height=\"422\" srcset=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-115425-300x147.png 300w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-115425.png 697w\" sizes=\"(max-width: 861px) 100vw, 861px\" \/><\/p>\n<p><i><span data-contrast=\"none\">Table from\u00a0<\/span><\/i><a href=\"https:\/\/commonslibrary.parliament.uk\/research-briefings\/sn02792\/\"><i><span data-contrast=\"none\">House of Commons Library<\/span><\/i><\/a><i><span data-contrast=\"auto\">\u00a0, and includes monthly data up to July 2025. The House of Commons publishes inflation\u00a0data\u00a0each month and the graph included was\u00a0accurate\u00a0at the time of publication.\u00a0\u00a0\u00a0<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Over the past few years, managing finances has been tough with inflation constantly on the rise. Although things seem more manageable now, prices are still creeping up, just more slowly.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Page Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a0c52678b9dc\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #f47422;color:#f47422\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #f47422;color:#f47422\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a0c52678b9dc\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/#Impact_on_Families\" >Impact on Families\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/#Ways_to_Support_Your_Children\" >Ways to Support Your Children\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/#Tips_to_reduce_household_costs\" >Tips to reduce household costs:\u00a0\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/#Secure_Your_Familys_Future\" >Secure Your Family\u2019s Future\u00a0<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Impact_on_Families\"><\/span><b><i><span data-contrast=\"none\">Impact on Families<\/span><\/i><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"none\">As living costs rise, so do daily necessities. In\u00a0July 2025\u00a0the inflation rate for food was 4.9%, affecting what families can afford during their weekly grocery trips.\u00a0To combat inflation,\u00a0the Bank of England can increase the interest rate,\u00a0encouraging\u00a0savings and helping to slow down price\u00a0hikes.<\/span><a href=\"https:\/\/commonslibrary.parliament.uk\/research-briefings\/sn02792\/\"><span data-contrast=\"none\">1<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/a><\/p>\n<p><span data-contrast=\"none\">The cost-of-living impacts everyone differently, with common worries centred around food, energy bills, and fuel prices. Parents\u00a0are\u00a0searching for ways to manage these rising expenses which we cover in more detail in our blog\u00a0<\/span><a href=\"https:\/\/lifeinsurance.protectline.co.uk\/cost-of-rasing-a-child\"><b><span data-contrast=\"none\">The Cost of Raising a Child<\/span><\/b><\/a><span data-contrast=\"none\">. This highlights how important it is to keep essential protections like life insurance in place. Imagine not being around to support your loved ones; could they manage the rising costs alone?<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\"> <img loading=\"lazy\" class=\" wp-image-1369 aligncenter\" src=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/16-300x200.png\" alt=\"\" width=\"802\" height=\"534\" srcset=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/16-300x200.png 300w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/16-1024x683.png 1024w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/16-1536x1024.png 1536w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/16-2048x1366.png 2048w\" sizes=\"(max-width: 802px) 100vw, 802px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ways_to_Support_Your_Children\"><\/span><span data-contrast=\"none\">Ways to Support Your Children<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:360}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"none\">It can be\u00a0very difficult\u00a0as a parent trying to support your family financially, but the\u00a0government\u00a0offer some benefits that will\u00a0alleviate\u00a0some of your struggles.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Here\u2019s\u00a0how you can benefit:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"none\">Free Childcare<\/span><\/b><span data-contrast=\"none\">: From September 2024, working parents can access 15 hours of free childcare for children as young as nine months. By September 2025, this will increase to 30 hours per week until school starts. There are various schemes depending on if you live in England, Wales, Northern Ireland, or Scotland, so please ensure to check which scheme is right for you\u00a0<\/span><a href=\"https:\/\/www.gov.uk\/free-childcare-if-working\"><span data-contrast=\"none\">here<\/span><\/a><span data-contrast=\"none\">.\u00a0Tax-free childcare is also available for working parents, which covers up to 20% of childcare fees, you can find out more about this\u00a0<\/span><a href=\"https:\/\/www.gov.uk\/tax-free-childcare\"><span data-contrast=\"none\">here<\/span><\/a><span data-contrast=\"none\">.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"none\">Child Benefit<\/span><\/b><span data-contrast=\"none\">: Available from birth registration until age 16 (or 20 if in full-time education), providing \u00a326.05\u00a0a week for the first child and \u00a317.25\u00a0for each\u00a0additional\u00a0child.<\/span><a href=\"https:\/\/www.citizensadvice.org.uk\/benefits\/child-benefit\/before-you-claim\/check-if-you-can-get-child-benefit\/\"><span data-contrast=\"none\">2<\/span><\/a><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"none\">Free School Transport:<\/span><\/b><span data-contrast=\"none\">\u00a0Available based on distance, safety, and family income. Even if children\u00a0don\u2019t\u00a0meet any of the criteria, they might still qualify for free transportation if\u00a0they\u2019re\u00a0from low-income\u00a0families.<\/span><a href=\"https:\/\/www.gov.uk\/free-school-transport\"><span data-contrast=\"none\">3<\/span><\/a><span data-contrast=\"none\">\u00a0Also, check if you qualify for free school lunches through various support schemes that you can find\u00a0<\/span><a href=\"https:\/\/www.gov.uk\/apply-free-school-meals\"><span data-contrast=\"none\">here<\/span><\/a><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:360}\"> <img loading=\"lazy\" class=\" wp-image-1367 aligncenter\" src=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/17-300x200.png\" alt=\"\" width=\"769\" height=\"512\" srcset=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/17-300x200.png 300w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/17-1024x683.png 1024w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/17-1536x1024.png 1536w, https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/17-2048x1366.png 2048w\" sizes=\"(max-width: 769px) 100vw, 769px\" \/><\/span><\/p>\n<p><span data-contrast=\"none\">There are also many other means of financial aid for raising a child provided by the government, dependent on your circumstance.<\/span><a href=\"https:\/\/www.gov.uk\/browse\/childcare-parenting\/financial-help-children\"><span data-contrast=\"none\">4<\/span><\/a><span data-contrast=\"none\">\u00a0However,\u00a0if you are just looking for a few ways to cut cost so you can afford the important stuff like life insurance, then we have a few to suggest.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Tips_to_reduce_household_costs\"><\/span><b><span data-contrast=\"none\">Tips to reduce household costs:\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"none\">Looking to save money for important things like life insurance? Try these tips:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Hand-me-downs, second-hand stuff and browsing through online second-hand sites<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Find free and cheap activities<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Teach\u00a0your child about the importance of saving<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Grocery deals,\u00a0vouchers\u00a0and\u00a0special offers<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Utilising discount apps<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Shopping in the sales<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Sell on things you no longer need or use<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"8\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Borrow things!<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><i><span data-contrast=\"auto\">Protect Line is authorised and regulated by the FCA for insurance\u00a0services, and\u00a0cannot\u00a0provide\u00a0financial advice. The information provided is not intended as financial advice. Should you want advice on saving money please seek independent financial advice.<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:360,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Secure_Your_Familys_Future\"><\/span><b><span data-contrast=\"none\">Secure Your Family\u2019s Future<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"none\">Thinking about life insurance?\u00a0We\u2019re\u00a0here to make the process simple and stress-free. Contact us today to get all the facts you need to make the best choice for you and your family.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:360,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"2\"><b><span data-contrast=\"none\">References:<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h4>\n<p><a href=\"https:\/\/commonslibrary.parliament.uk\/research-briefings\/cbp-10100\/\"><span data-contrast=\"none\">https:\/\/commonslibrary.parliament.uk\/research-briefings\/cbp-10100\/<\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.profee.com\/articles\/cost-of-living-in-the-uk-in-2025\"><span data-contrast=\"none\">https:\/\/www.profee.com\/articles\/cost-of-living-in-the-uk-in-2025<\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/commonslibrary.parliament.uk\/research-briefings\/sn02792\/\"><span data-contrast=\"none\">https:\/\/commonslibrary.parliament.uk\/research-briefings\/sn02792\/<\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.goodto.com\/money-news\/what-does-inflation-mean\"><span data-contrast=\"none\">https:\/\/www.goodto.com\/money-news\/what-does-inflation-mean<\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.bbc.co.uk\/news\/articles\/c17rgd8e9gjo\"><span data-contrast=\"none\">https:\/\/www.bbc.co.uk\/news\/articles\/c17rgd8e9gjo<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;469777462&quot;:[5976],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;469777462&quot;:[5976],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;469777462&quot;:[5976],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the UK, the cost of living has been rising since 2021, though it has decreased since 2023 it is back on the rise again at a slower rate in 2025. Many households are feeling the pressure and are considering cutting back on expenses like life insurance. But\u00a0here\u2019s\u00a0why that might not be the best choice.\u00a0 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":1368,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[18,36],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.4 (Yoast SEO v19.13) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How the cost of living is affecting you and your family - Protect Line Life Insurance<\/title>\n<meta name=\"description\" content=\"In this blog post we discuss how the cost of living over the past 4 years could be affecting you and your family and the impact it has on you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How the cost of living is affecting you and your family\" \/>\n<meta property=\"og:description\" content=\"In this blog post we discuss how the cost of living over the past 4 years could be affecting you and your family and the impact it has on you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/\" \/>\n<meta property=\"og:site_name\" content=\"Protect Line Life Insurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ProtectLine\/pages_feed\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-05T12:01:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T12:02:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.protectline.co.uk\/blog\/wp-content\/uploads\/2025\/11\/15-1024x683.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kenzie Sharp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ProtectLineIns\" \/>\n<meta name=\"twitter:site\" content=\"@ProtectLineIns\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kenzie Sharp\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/\"},\"author\":{\"name\":\"Kenzie Sharp\",\"@id\":\"https:\/\/www.protectline.co.uk\/blog\/#\/schema\/person\/c37fffc034268d4839969eca366664ec\"},\"headline\":\"How the cost of living is affecting you and your family\",\"datePublished\":\"2025-11-05T12:01:06+00:00\",\"dateModified\":\"2025-11-05T12:02:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/\"},\"wordCount\":676,\"publisher\":{\"@id\":\"https:\/\/www.protectline.co.uk\/blog\/#organization\"},\"articleSection\":[\"Life Insurance\",\"News\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/\",\"url\":\"https:\/\/www.protectline.co.uk\/blog\/how-the-cost-of-living-is-affecting-you-and-your-family\/\",\"name\":\"How the cost of living is affecting you and your family - 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